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Tips on saving money

Monday, 8 May 2017
I used to be the WORST at saving money, as fast as I got it - I spent it. I've learnt that this was to do with my childhood, I won't get into details but I didn't get many treats or luxuries and when I finally got a job I splashed all of my wages within a day. Now I like to think of myself as a little more chill, I don't have to spend money to be happy and if you need to save a little up too, then here's how I manage it.







Luxuries 

I've taught myself the difference between an essential and a luxury. For example - Groceries and toiletries they're essentials that little naughty take away last week, that make up product you spotted - luxury. It's taking a lot of getting used too but I've learnt I shouldn't 'need' luxuries I might allow myself a makeup shop once in a blue moon (I've done one this year and it only cost me £15) I should use what I already own first. Be careful not to be too harsh on yourself because you'll just feel like shit, trust me - perhaps save up separately for a little treat.

Shopping smart

This is one I 100% recommend. You can make a DIY pizza at home for roughly £2.50 for 2 pizzas rather than £12 from a takeaway, It might not seem a lot but it'll soon add up. When I'm in a supermarket I keep an eye out for reduced 'still fresh' food that can be frozen and used at a later date - you'll pay around half the price. I buy half loaves of bread because there's only two of us, a full loaf will go to waste, this way I save money and wastage. I always make a list which I stick too and I don't shop hungry (that costs you a lot more). Whenever you feel like telling someone too 'keep the change' because it's only a few pence.. chuck it in your pocket and when you get home pop it in a jar it'll build up in no time.

Meal plans

Meal plans have changed how I shop. To have a week's worth of meals scheduled is just hugely satisfying, Not only will it save you a tonne of money but you'll skip the dreaded "I don't know, what do you want?". I have lots of budget friendly recipes over on my Pinterest board.

Cancelling what you don't need

This one took me a while to get around to actually doing. If you have a Netflix account you only use like once a year, cancel it.. and when you fancy a little Netflix binge perhaps one of your lovely friends will let you use their account for the day or the opposite only ever watch Netflix? cancel your sky/virgin etc you can pick up a free view box for your essential channels and you'll save a fortune!. Magazine subscription that you never get around to reading, cancel it and buy a one off magazine when the shop when you fancy it. 


I hope these tips came in handy for you, how do you save money?.

9 comments on "Tips on saving money"
  1. Oh, this is such a wonderful post! We do the meal planning too. Since we started we only spend around 50€ to food per week. It's such a huge save because now we're going to grocery store once or twice a week only and we don't make any impulse purchases :D

    ~ Jasmin N
    // littlethingswithjassy.com

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    1. Thankyou!, Meal planning has honestly saved so much money for me as well as shopping online so I'm not swayed by promotions and things like that!.
      Charlie x

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  2. Great tips! I've really been trying to make an effort to save this year (though it's not going as well as I'd hoped, not going to lie). I've been following the 52 weeks challenge, so each week I put aside some money; £1 on week 1, all the way up to £52 on week 52 (though I do switch the amounts around slightly so that come to December I'm not putting away massive amounts) and also I'm saving all my £5 notes. I've also started to bring lunch with me to work because I was spending almost £40 a week just on lunch.

    Lauren | Lauren the Daydreamer

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    1. Thankyou!, I'm sorry to hear that!, I hope you manage to save up your goal amount, You have some amazing tips!, I love the sound of the 52 week challenge that sounds great!!.
      Charlie x

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  3. Great post, I always try and plan meals too x
    A Blushing Beauty Blog

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    1. Thankyou, I'm glad you liked it - I actuallyquite enjoy planning ahed so it's perfect for me!.
      Charlie xx

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  4. Really good tips. I agree 100% about using what you have before buying more. That said, I've only recently come around to this way of thinking. I'm trying to be more thrifty and once you start looking at all you have instead of all that you don't have, it's a task that becomes far easier.

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    1. Thankyou!, I'm so glad I began to think like that as well - why do i need 5 mascaras which will all inevitably dry out and be unused when I could just have one of my favourites. I 100% agree, that's a great mindset to have.
      Charlie xx

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  5. I think understanding the difference between an essential and a luxury is a lesson that so few people learn but really should!
    Britt | http://alternativelyspeaking.ca/

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